You didn’t fill out the NOC that quickly. They will, depending on the school and each is different, look at your home equity, retirement assets. They meet need means what they see as your need. Not what you say. As I said you need to stay far away from ED until you do a serious deep dive.
Colleges don’t negotiate in general.
You may get to a situation where it’s possible one will match another but you do not assume that going in.