Maybe I gave wrong info here, but I was basing the $60k number on the NPCs from a number of schools. They all thought that with 2 in school, I should be able to handle $60k each per year.
Will keep my fingers crossed that $ will work at multiple schools. Fortunately, worst case scenario is UVM. They both like it, both seem to have a pretty good shot at getting in, and in-state COA is somewhere around $36k.