Have any OOS parents, with children planning on going to Marquette, looked into or given any thought about health insurance?
My son was admitted, and is planning on attending this fall. He is excited and looking forward to it. Our initial impressions after visiting, and doing our homework, are very positive.
He also was accepted into several other schools–and his final few choices were U of Maryland CP, Loyola Maryland, and UMass Amherst. I didn’t think TOO much of it at the time, but those schools all offered student health insurance–in fact, out of all the schools he looked at, Marquette was the only one that didn’t.
We are from Massachusetts. As my son is insured under my wife’s plan at work, I was not overly concerned. After looking into I discovered that (a) he would only be covered in an emergency situation when out of state, and (b) it would be “out of network”
I know it varies by states, and the whole healthcare picture is kind of fuzzy (I know), but in MA, irrespective of what happens, we will still have the mandate. I looked at the MA State health connector website–and all policies are just in state as well.
So, without Marquette offering anything, we are forced to maintain his current policy. We will be paying the same price (which is ALREADY not cheap, even in-network), and my son will barely be covered for 9 months out of the year. I do know that Marquette offers basic services at their medical clinic–but I’m guessing there will be a huge gap in between what they cover, and what the insurance company may deem an emergency.
I can only imagine how it will be trying to get a, “out-of-state” claim through the insurance company should (God forbid) something happen! Luckily, my son has no pre-existing condition(s) which require regular, non-emergency, dr visits; if he did, or develops one, it might certainly change his ability to attend Marquette.
Is anyone in a similar situation? Anyone have any ideas?