<p>@OldManDave</p>
<p>Just tell your adviser about everything I just told you about and they will give you the full scoop on the situation.</p>
<p>EDIT: If you have the choice though, try to get the bachelor’s because you could probably get a pell grant for that, which will cover your tuition. However in the master’s program, you can still get financial aid loans, but you can’t get a pell grant to pay for your classes and that could rack up a lot of debt.</p>