So what is your point? Why do a tiny number of colleges cost so much? Why does a Mercedes cost so much? Why do Louboutin high heels cost so much? Why does the Ritz Carlton cost more than a Homewood Suites?
I’m totally confused about the point you are trying to make here. Some “stuff” costs more than other stuff. And it would be great if everyone could afford all the stuff they want. But they can’t. Right?