<p>I think community college is great for these kids, if you live in a region with a good CC and the kid can remain academically committed there, and not be drawn down academically by unmotivated classmates who have been stuffed into CC by their parents and don’t really belong it college. Even just 2-3 semesters of CC allows the kid to adjust to college work, proves that he or she can succeed with it, gives them more time to figure out what their academic area is (so that they can pick a school at their admission level with a strong program in their field).</p>
<p>Their CC grades may open better doors than the HS record. A kid like yours could end up with a degree from a state flagship after CC that would otherwise not have been possible right after HS. The GPA starts fresh when you transfer to the four year school, too, and you might have the distribution requirements from your weaker subjects out of the way by then.</p>
<p>SAT/ACT usually doesn’t matter after a certain point (after 2-3 semesters) if you’re transferring. It’s the strength of the CC transcript, at that point, that gets you in. The money can also stretch further when it’s only got to cover the remaining 5-6 semesters “away”. </p>
<p>Articulation agreements between the CCs and the four years will give you some assurance that you are not wasting time and credits, if you study them in advance, get advisement, and follow them closely.</p>
<p>Pitfalls – if the kid loses momentum at CC, and you think you’d better get her out to the four-year before losing her academically, the HS record will not be much help after a while, and the CC record might hurt. And beware financially that transfers are not usually eligible for merit aid. </p>
<p>I am working from the assumption that there will be no merit money, no need-based money and no athletic money, now or ever. So there is no financial loss to waiting; it’s pure savings. But that’s not everybody’s assumption. If the kid was a candidate for merit coming out of 12th grade, it might be unwise to pass that up. It depends how much.</p>
<p>Many people have commented that lower-prestige private colleges are often very liberal with merit money. That’s true, but I have found that they rarely discount themselves down to the price of an in-state direcitonal. YMMV.</p>
<p>Whatever you do, it seems paramount to notify the kid of the financial aspect, early and often. My kid is entering 11th, and he already knows the four year budget and knows what kind of limitations that has placed on him. He has a few options, but some of the tastier options that will be available to friends with better grades and more money are simply off the table for him. We were all upset when we realized this, but we have made a lot of progress toward getting over it, and it’s easier to accept long in advance when there’s still the possibility that things may improve. </p>
<p>My message to him is “I am not upset with you if you can’t win a scholarship, and you should not be upset with me if I don’t have $300,000 after taxes, per kid, laying around for you to go wherever you want and take 6 years.” Make sure she doesn’t get her heart set on any one school until the financial aid letters come in, late in 12th grade. </p>
<p>Loans are not aid, they’re loans. Parent Plus loans are radioactive. Love thy safety, and if CC is the safety, and you don’t know until May of 12th grade if you’ll be going away or staying at CC, it’s ok. Loving the subjects you’re going to study and loving the prospect of a career as an educated person should come first.</p>
<p>Bottom line, a very high percentage of incoming freshmen at directionals will flunk out after a year or two. I don’t want my kid getting mixed up with the onew who are not going to make it. I’d rather see him be the kid who transfers in to take their place, does well in his upper level classes (in the subject he is strong in) and graduates with a nice gpa.</p>