<p>I am currently saving for a high end PC and was wondering if I should apply for a computer loan through UCSB. If I could borrow $700-800 I could build the PC I want (and use it for years to come as it will be somewhat “future-proof.” Now the reason I want this loan is so I don’t have to wait for next quarter’s refund. My main question is how I pay this loan back. (I could pay it back in full by the beginning of 3rd quarter easily because my refund is approximately $1200 per quarter). Also should I even apply because I am not 18 and won’t be until July 2011? (My parents say they might not let me borrow anything because I am still a minor although I have two direct PLUS loans in my name. :\ ?) I would really not like to wait because I would be forced to borrow a computer and/or use a computer in the lab. Any advice would be appreciated!</p>
<p>Anyone? Any advice on computer loans would be greatly appreciated…</p>
<p>didn’t even know we had computer loans: [UCSB</a> Financial Aid](<a href=“http://www.finaid.ucsb.edu/Services.asp]UCSB”>http://www.finaid.ucsb.edu/Services.asp)</p>
<p>i don’t think you can buy the parts and build it yourself, sorry. but call the financial aid office to be sure. and a tip: don’t spend your fin aid money on a gaming PC. not to tell you how to spend your time, but PC gaming takes away from college life.</p>
<p>It seems these computer loans are shrouded in mystery lol…anyway its not necessarily a “gaming rig,” I just figured I would build it myself since I am somewhat computer savvy and can save a bunch of money by building it myself. And if I build it myself I can afford to buy parts that will let it last for all 4 years (future-proof).</p>
<p>come on now… ‘future-proofing’ is a term used for graphics cards, cpu…etc usually for gaming as to meet the requirements of future games. i’ve built computers too and i know what you want to do and i don’t blame you. it IS a fun project. im just saying a simple notebook would be a better investment for school.</p>
<p>as far as the computer loan goes, the more i read, the less i think buying computer PARTS qualifies. but if ya still wanna try here you go: <a href=“http://www.finaid.ucsb.edu/Forms/0910/COMPTR-SRFBI.pdf[/url]”>http://www.finaid.ucsb.edu/Forms/0910/COMPTR-SRFBI.pdf</a></p>
<p>LOL I guess you are right, “future-proofing” is a term that goes hand in hand with “gaming rig” because average users (internet, email, word processing, etc.) don’t need anywhere near the horsepower of today’s cpus to get the job done lmao. I just wish their was a way to work around those rules so I could get a budget increase to buy two GTX 480’s in SLI xD jk. My original plan was to use the money I already had to buy whatever I could afford, put it together, then add whatever components I need (or want) with next quarter’s refund. But now maybe i’ll just settle for a laptop since I really don’t want to bring a big a$$ case back and forth from my house during breaks and such. When they say “computer” they should just say “laptop” on the loan sheet because anyone who knows more than average about computers and wanted a desktop would just want to build it themselves anyway to save $. I’ll call the fin aid office and mention that I want to build a desktop (to save $), but not mention the word “gaming” and see what they say lol. Thanks for your help!</p>