<p>I am going to give you the straight no chaser GC talk. </p>
<p>You absolutely need look at the reality of your situation and to have a bottoms up approach to make sure that you have some where to go next fall and that somewhere is a financially feasible option for you and your family.</p>
<p>Unfortunately, I have seen too many kids, with your mindset that feel that they don’t want to go to SUNY or CUNY, end up not applying and end up having no place to go in april.</p>
<p>Don’t be so quick to say that you do not want to go to school in NYS. If you are truly low income, you will be eligible for TAP, which tops out at 4995, and PELL which tops out at ~ 5500. Right there is almost 10k in financial aid. You will not have TAP if you do not attend school in NYS.</p>
<p>If on the off chance that you do get into Penn State, which is going to be a reach, unless you have a great 3 point shot from the top of the key, can throw long or have a great running game, it is not going to be a financially feasible option for you.</p>
<p>Hate to sound like a debby downer. but your chances for Posse, Questbridge and the Gates are low. The first gen, low income students that I know, had much higher scores. I had a low income URM kid on my caseload who was Sal (June 2011), with a 31 on the ACT , who did not get Posse, Questbridge or Gates (but she just moved in at Vassar last week).</p>
<p>Lookingforward is right, there are plenty of low income, first gen, URM kids applying to college. If you are from NYC, some of them will be coming from Tech, Stuy, BX Science, Hunter, prep schools through the ABC program or scholarships who will have more rigor, better scores and grades. I am not saying don’t apply, but keep in mind that you are not going to be the only fish in the pond.</p>