<p>I just HAVE to very strongly recommend this book, especially if anyone can make their 18 year old soon-headed-to-college person sit still to read it - I picked it up this weekend and read it in one sitting. (Trying to figure out how to get my FICO north of 800, and finally I concluded maybe it’s not possible.) </p>
<p>I learned a few things I just stone cold did not know, but, there is a section regarding Sallie Mae, their relationship with Equifax, and problematic issues with student loans later in life (in terms of how the loan balances can sometimes be wrongly re-aged, and how Sallie Mae does not always report consistently to all three bureaus). </p>
<p>Other interesting details on identity theft, the free credit card offers that arrive in the mail, also very intriguing information on auto insurance costs, etc. </p>
<p>I just cannot say enough about the wealth of information in this very fast read, especially for students headed off to college, and perhaps handling loan decisions, credit cards, etc.</p>