So many potential considerations here, including what school/coach/team she likes best, what major(s) she’s considering, whether the parents and/or her would need to take out more than the $27K in student loans for the more expensive schools, etc.
In terms of making the choice, can she eliminate any options easily?
In terms of experiencing more stress playing D1, that could be true, but also might not be. I am not sure what stress she means either…time commitment? travel? limitations on majors? pressure to win?
If time commitment, when one looks at the NCAA surveys of time spent on the sport each week, there’s not much difference by NCAA division. And at any school, at any level, student-athletes will be competing for a roster spot and/or playing time every year.