Deal or no deal?

[BunsenBurner]

<p>It is not about the TV show, but the bargains that everyone is waiting for:</p>

<p><a href=“http://finance.yahoo.com/family-home/article/106651/Wait-for-Bargains-on-These-5-Items[/url]”>http://finance.yahoo.com/family-home/article/106651/Wait-for-Bargains-on-These-5-Items&lt;/a&gt;&lt;/p&gt;

<p>To buy or not to buy? Now or later? This article trys to answer these eternal questions.</p>

<p>

The question is not whether you’ll get a better deal by waiting six months; it’s also whether the retailer will still be around by then.</p>

<p>“We’re in the worst consumer spending slump in decades, and there’s a lot of debt by retailers,” says Tom Kelly, director of the Center for Business and Economic Research at Baylor University in Waco, Texas.</p>

<p>“I think we’ll see a lot of bankruptcy filings, and even difficulty getting enough capital to even reorganize under bankruptcy. If the economy continues to slow down and unemployment keeps going up, this will obviously injure consumer spending.”</p>

<p>Right now, a buyer’s market rages in almost every retail sector. Buyers gain clout when supply exceeds demand. How long this will last is anyone’s guess.</p>

<p>Once your neighbors decide to spend instead of save, demand will rise, taking away some of your leverage.</p>

<p>But before you rush out and buy, remember that prices could just as easily drop next week. New features could be added, “bundled,” to sweeten the deal. More attractive financing terms could appear at any time.</p>

<p>We surveyed some experts in a few big-ticket sectors for their advice on whether to buy now or hold out for even greater savings.

</p>

<p>Read on: expert opinions on buying cars, houses, laptops, airfare, refinancing.</p>

[hmom5]

<p>Great stuff BB! Much to contemplate.</p>