Debt and Time Constraint

I entered community college in Fall 2015 but during my Spring 2016 semester there was a family emergency which resulted in me dropping out and having a debt. It’ll take me almost 2 years to pay it off since I live by myself and I’ve been told by others that I won’t be able to go back before I pay it off. This school is my only option but I know if I wait 2 years to go back, it’ll be nearly impossible for me to graduate due to family circumstances/responsibilities. Would it be possible to try and attend school while paying off the debt to said school? I know others who have been able to attend and pay off the tuition in payments and I would like to know if colleges have an option like that too.

It depends on what the debt is. If it is loans, no, you do not have to pay it off. It will go into deferral. If you left school with unpaid tuition or fees for that semester, usually you do have to pay it off before they will let you return. You need to discuss your options with the school.

If you go back, can you pay new charges AND make payments toward your old debt? If so, make an appointment with the Bursar/Business office and see if they’ll work out a payment plan.