<p>I have the ability to graduate 11 months early- getting my B.S. in Psychology in July 2011 versus May 2012...</p>
<p>I have to go to grad school, period...
And I am interested in Social Work, so will be applying for those programs. Thing is, they all start in August.
I plan on taking the GRE in November as my apps begin to be due March 15th.</p>
<p>However, I am wondering if going into that much debt would be best as I have $10,250 and am possibly looking at taking out another $5,500 to get me through my last year with this degree.
The MSW would cost a little over $3,000 a semester, so a total of around $18,000.</p>
<p>If you were me would you, instead of graduating July 2011, work for that summer (May-August) and then finished up in the Fall, graduating December 2011? After graduation, look for a full time job until the next August? Thus, putting off sending in apps, but still doing the GRE and getting my LOR's. That way I could sabe up some money and not go in as much debt.</p>
<p>Or, should I stick with graduating July 31st, 2011 and start the program in August with a part time job?</p>
<p>So many options...not sure which one would be best. Advice?</p>