<p>I have a daughter in college and the only way I can get a loan is with a co-signer because my credit is so bad!! Any suggestions on how I can get a loan on my own</p>

<p>If you have bad credit, don't get the loan. Never get a loan that you know you can't pay off. Your daughter could work part-time and go to school at your local community college for two years. She can work full-time during the summers and the college breaks to save money. Have her go to a community college for two years and then transfer to a 4 yr. college. This way, you'll only have to deal with 2 years worth of the more expensive college costs.</p>