<p>What is it asking where it says # of units applicable to Degree Completed?</p>
<p>If your degree program requires 120 semester hours, and you have completed 32 semester hours, you would indicated that you have completed 32.</p>
<p>So if i’m in my first semester, I put down 0? What will that result in?</p>
<p>Just put 0 if it’s 0. Remember … a Direct Loan is guaranteed. Having 0 credits means you are a freshman, that’s all.</p>