<p>I’m sorry if this isn’t the right place, but I really have no where else…I’m in China right now and there isn’t some 1-800 number I can call for divorce advice. I was hoping if I could get any help here (or if there is some special divorce advice forum on the web you guys can advise me into…anything about custody, money…i don’t know anything about this but ironically i am the one that is to be responsible):</p>
<p>Two years ago my family, mom dad me, moved internationally because of my dad’s job (getting relocated) and as a result, my mom is jobless. Over this time period up till now, there have been family issues & the finalized decision now is of a divorce.</p>
<p>Before this decision, I myself made a personal decision; to go to boarding school and build my own future, as I saw that I wouldn’t have much a future staying at home with a wrecked family. Luckily I was accepted into Exeter.</p>
<p>But now there is a problem, the decision to divorce was made here, internationally, and there is completely no idea on what to do:</p>
<p>If I was still in a family of 3, I would have nice insurance from my dad’s company…but since there is to be a divorce (and i want to be in my mom’s custody) I would lose that benefit and any benefit i got from when i was still in a family of 3. i have no idea what else there is that needs to be considered into the benefit…Ive only heard of insurance. Can I buy insurance at Exeter or something?</p>
<p>That was the first question that came…so that’s why I posted it on here.</p>
<p>Thank you for whatever you can help me with, I know I’m not in the right place to ask these questions and if there is a right forum on the internet anywhere where my questions can be asked, please just tell me and i’ll get out of here.</p>
<p>Are you certain that your father cannot carry you on his insurance plan? Many divorced parents have their children on their employer-provided health insurance. Have you made your wishes known?</p>
<p>You can’t really buy insurance randomly… it’s just a form of risk management. I’m guessing that if your dad/dad’s company decides not to provide insurance to you anymore, you would have to buy one. </p>
<p>Sorry to hear about the divorce btw. My family is also rather dysfunctional (no divorce yet though) which was one of the driving reasons that made me want to go to boarding school in the first place…</p>
<p>my mom is not the same employer as my dad…actually she used to be when we were still in the states but now in china she doesn’t have a job. my mom doesn’t have wishes to work with the same employer either…she wants to start over.
but we don’t know how to take the first step right now.</p>
<p>Health Insurance for cOllidE. Exeter offers health insurance for students that are not insured under a parents plan. They will also require you to enroll in the school plan if you are international. The cost is $684 for the school year. You can find a plan discription on the Exeter website. Because this plan covers only the school year, you will need to purchase temporary coverage over the summer. Congratulations and welcome to the Exeter community.</p>
<p>NMH offers payment plans and loans.
You should ask your school if they have those.
If there is no time, try looking into things like TuitionPay or prepGATE
:D</p>
<p>My parents divorced when I was young, and I was kept on my dad’s insurance, with my mom’s insurance as secondary. As long as your dad isn’t a huge jerk, nothing has changed from the standpoint of his company—just your mom being taken off the policy. Divorce does not mean you’re no longer his daughter, no matter who you live with. You should be able to stay on his policy, unless you and mom are moving far away and his policy wouldn’t “apply”—in which case, your Mom needs to get her own for her and you, and your Dad will have to chip in for it.</p>
<p>This is actually the least you need to worry about because you will fall into
the two categories.</p>
<p>1) scenario #1, your dad still have you as dependent on his company
health plan. Most of the health plan will have single parent plan.
you will pay the boarding Health and Wellness fee so that you can use
the Lamont health center.</p>
<p>2) scenario #2, you will not be on your dad’s health plan.
you will pay for the Student Accident & Sickness Insurance Plan AND
the mandatory boarding Health and Wellness fee.</p>
<p>Now the hard part is for your parents to figure out which of them will be the primary person responsible for the bill.</p>
<p>Good luck and hope everything all work out for you.</p>
<p>my mom is on the same insurance as my dad and me, its from the same company. so if they separate (instead of divorce) would everything be kept the same? visa, insurance…etc. (i dont know what else would be in etc.)</p>
<p>how would exeter “calm my fears”? offer counseling? that’s not what i’m looking for. what i need is a way to keep my mom living without going homeless and bankrupt, same for me; but i’ll be at exeter minus the days of vacation.</p>
<p>I’m sure what bibdad meant was that they would reassure you about your specific insurance question and any other logistical questions you might have about how your situation is going to change, not that they would try to paper over the difficulty of your situation.</p>
<p>It sounds as if you’ve gotten some knowledgeable advice already about the insurance question, but if future things come up, as they no doubt will, I would start with your interviewer who should be able to help answer your questions. In addition, s/he can find out who is going to be your adviser next year; that person will come to know you and your circumstances well and will want to offer whatever troubleshooting assistance s/he can.</p>
<p>And behond these practical things, one thing to keep in mind is that there is very little that people at boarding schools haven’t seen already–kids who get the “we’re getting a divorce” phone call while they are at school, kids whose parents drive up for the weekend to break the news–and many many other kinds of family disruptions and tragedies that come up while students are away from home. They understand how these things impact someone who is not at home 24/7 to live through them with their family, and no one is going to try to minimize or deny their difficulty.</p>
<p>thanks for everything anyone’s said, this thread can now fade away…</p>
<p>if found another site online designed to more ‘specifically’ to target answering my questions than CC is =)
haha so sorry if seeing ‘divorce’ has made someone’s day unhappy, i just needed a place to start off.</p>