Do I have to take out loans for college, etc ?

Paying for College
1

<p>Today my mom filled out a FAFSA and completed it. They sent me my Pell Grant estimate and my Direct Stafford Loan Estimate. Do I have to use either if I have the Hope Scholarship? Am I on default?</p>

<p>Also, right now I’m sitting on a 2.80. According to my calculations if my grades continue to be A/B or, hopefully, all A’s then by the end of the year I should get a 3.1 or 3 (I’m taking 6 core classes). Should I fill it out now or at the end of the year?</p>

2

<p>You need to ask your university about this one.</p>