The most selective schools have far more qualified students apply than they can accept. Early applications gives a tip to qualified applicants, but that doesn’t mean those with mediocre grades, or anything other than a sterling application are going to be accepted early. Do bear that in mind.
I disagree about not applying ED if one needs financial aid. Most everyone I know who has gone this route has gotten what I feel are stronger fin aid packages, and if not enough to make it work, the fin aid offices seem to me to try to make it work. They are not inundated with appeals at that time, not in such a time crunch, the coffers are still full and schools really want as close to a 100 % yield as possible in ED accepts. If you cannot afford paying that institutional family contribution, you can decline , and now you know what your likely aid package will be at other schools and you may want to change your strategy.
I believe ED schools be paired with affordable EA and state schools so that affordable options are also in hand. A student can then note h
[quote=“thumper1, post:50, topic:2100146”]
No’ no. I am sorry, I was so unclear to confuse things. Absolutely, the mortgage payment is not taken into account on PROFILE. However, a mortgage payment indicates a mortgage. And the mortgage or other lien specifically on an asset does reduce the asset market value.