<p>I was trying to transfer funds from Son’s 529 account to pay tuition and before I could do it online, I needed to answer the customary security questions. The questions (same for credit card companies) are always about property or cars I’ve never owned and people I’ve never met…once again, rejected because my answers are wrong.</p>
<p>This time I googled the address of property I allegedly own and tracked it down to a mobile home in Florida. Did a deed records search and sure enough, the owner has a varation of my first name and my ex-husband’s last name. Through another google search I found her email address which has my same year of birth in it. I’m guessing that we have the same date of birth.</p>
<p>I get about 6 collection letters a year for this woman, always send them back unopened. Now I’ve found her.</p>
<p>This isn’t a case of identity theft because I’ve had a search done of my Soc No. and no unauthorized use.</p>
<p>I’ve talked to people at the 529, the credit card companies and no one seems to know what service supplies the questions. Does anybody here know?</p>
<p>missypie - I am glad you found the other “missypie”, but I wonder if there is a main clearinghouse for credit check companies so you could have a notation regarding your situation added to your file.</p>
<p>RSA Security is a technology company in Burlington, MA. They were acquired a few years ago by EMC. I always associated them with encryption and security hardware/software solutions; not secure service. You learn something new every day.</p>
<p>I used to like to trade the company before they got bought out. This service reminds me of Fair Isaac.</p>
<p>Good Luck. With the newer SafeScan that is run when one buys a car or makes a major purchase, my SS number comes up with a flag that says it is associated with a deceased person. Somewhere, someone died and a typo was made in some sort of a database. Their SSN is probably one digit away from mine. But it created a huge problem last time we bought a car. Social Security says I am fine. My credit rating is great. SafeScan reports are not part of the credit report, and cannot be corrected. </p>
<p>I hope you straighten this out. Digital and online info makes for crazy mistakes like this.</p>
<p>Just found her date of birth - six days after mine (same month and year.)</p>
<p>What is fascinating is that I haven’t gone by that last name since 1989. And she didn’t acquire the last name until she married in 2007.</p>
<p>The collection letters also baffle me because if you google her name, you get her address and phone number, right at the top of the page. So why do creditors send her mail to my address and call my house asking for her? (Note that she doesn’t show up on my credit report, thank goodness.)</p>
<p>Since you get half a dozen collection letters each year – you are probably getting those from creditors who have been unable to get paid by sending mail to her real address - so they are expanding their net to try to find her.</p>