Dog insurance?

Parent Cafe
1

<p>I am looking for a good dog insurance company and wondering if anyone has had any good/bad experiences.</p>

<p>Here’s my situation. I’ve been working for about a year since college, and I don’t have an extremely high salary (I would probably be able to cover a couple thousand out of pocket), so I want something with 90% coverage of the ACTUAL COST or more, and I am willing to pay the premium for it. There is no condition that I would choose not treat no matter how much it cost, insurance or no insurance. So, for example, if the dog had cancer and had to have expensive cancer treatment for a year or more, it would be something I would do. That is why I need such high coverage. I live in New York City, which makes everything very expensive, and I know of a dog that fell off of a roof of an apartment building and needed $20,000 worth of surgery. Thankfully, he recovered fully. I don’t want to go into $20,000 of debt (even though I would if I had no insurance), and I don’t have that kind of savings right now.</p>

<p>To summarize, I need something with really extensive, all-inclusive coverage that has been proven to make reasonably fast pay-outs. Finally, my dog is three and a half and I got him three months ago from the pound.</p>

2

<p>[Pet</a> Insurance Review - comparison of VPI, ASPCA, etc.](<a href=“http://www.petinsurancereview.com/]Pet”>http://www.petinsurancereview.com/)</p>

<p>Check what people had to say.</p>

3

<p>FWIW three of my dogs have had cancer over the years. One was a localized growth on the leg … the other two internal. Please consider doing some research before deciding on an expensive long-term cancer regimen, because it’s hard on the dog and very hard on the owner.</p>

4

<p>Excellent idea to have pet insurance. If you love your dog so much you would spend every last dime to treat it, pet insurance is a must. We have 2 little cavalier King Charles spaniels. We spent $2500 on one little spaniels butt (anal sac removal), and realized we would do whatever it took for these girls…so why not spend the couple hundred a year just in case. Wish I got it earlier. VPI lets you get any covered treatment, any vet, and then just reimburses you.</p>