<p>Have you considered MSU as well? </p>
<p>In any case, I think that you are working yourself up over hypotheticals. Run the NPCs. Right now, you don’t even know how much more UMich would cost you or whether you would get some merit scholarship(s) there. Do you know how much your parents can pay or like to pay? Also, fin aid would take siblings in to account as well. Run the NPCs with various numbers of siblings also.</p>