<p>Dear mchs12 : Boston College’s financial aid uses two formulas. The first is the government provided FAFSA caculation. The second is the Boston College calculation that includes other financial components such as the vested value your family has in their home. As a general rule, if you have $150,000 in total family annual income, $100,000 in cash savings, and equity in your home, you will generally find that there is no financial aid to be had. Now, these numbers can skew slightly, however you get the general picture being painted.</p>