Haha lol!
Yea I always naively thought people with PHD’s were 30 year olds yet to have experience in industry. But it seems to be like this healthy balance between academia/industry is very appealing. So altogether if I play this right (4 years bachelors + 2 years OPT + 5 year PHD program) should equate to really manageable debt.
Altogether, thanks for taking the time out of your day to explain this comprehensively in really good detail