<p>My family EFC is 0 and my ACT is 30 (32 superscore) I like Lehigh, Tufts, UVA, and UCSB but I’m worried about which schools will be able to completely foot the bill for tuition as I’d like to be loan free (side note: I’m completely willing to work during college.) I have ISU and UofI instate which I know I can go to for nearly free, but I’m looking for more OOS schools that are similar to Lehigh, Tufts, etc. who are need blind. Any help is greatly appreciated 
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<p>Thanks!</p>
<p>This is an old chart, but it is still a good place to start: [Project</a> on Student Debt: Summary of Pledges: Eligibilty Guidelines and Basic Provisions](<a href=“http://projectonstudentdebt.org/Type_and_Coverage.vp.html]Project”>http://projectonstudentdebt.org/Type_and_Coverage.vp.html). </p>
<p>Most schools are need blind… because they accept students without considering their family’s ability to pay. However, you are looking for schools that will meet your full need. </p>
<p>Most state schools (barring the possible exceptions of UVA and UNC) are unable to met full need for out of state students. If you have sufficiently high stats, a state school like U Alabama has merit aid.</p>
<p>You need to go to the college FA websites and see if they meet full need AND if they give loans as part of their FA package. For instance:</p>
<p>[Tufts</a> University Financial Aid - Loans](<a href=“Financial Services | AS&E Students”>Financial Services | AS&E Students)</p>
<p>[Lehigh</a> University: Undergraduate Admissions: Tuition & Financial Aid: Types of Aid](<a href=“http://www4.lehigh.edu/admissions/undergrad/tuition/aidtypes.aspx]Lehigh”>http://www4.lehigh.edu/admissions/undergrad/tuition/aidtypes.aspx)</p>
<p>Agree w/c_r about need based FA at OOS publics.</p>
<p>UNC and UVA do meet full need, even for OOS students (so far).</p>
<p>You won’t be able to afford UCSB. It won’t give you the aid you need.</p>
<p>Why do you think that you can go to U of I or ISU for nearly free? What aid do you know that you’d get from these schools? (Is the I for Illinois or Iowa?)</p>
<p>UVA will put loans in their FA pkgs. I think Tufts and Lehigh may as well. There are few “no loan” schools.</p>
<p>Most top 20-25 schools that are private will be need blind and have a big enough FA budget to give out generous FA awards with little to no loans to those with lower incomes (<$50k), which with an EFC of zero should be the case for you. For example I go to Emory and they have a “Loan Replacement” policy for families making under $50k that guarantees no federal loans ask long as you can pay the EFC (and this is of course their institutional EFC, not the FAFSA EFC). Of course the deciding factor will be whether your credentials are strong enough to be admitted. A 32 ACT puts you in range of these schools, provided that your grades and ECs are at least as strong. So if you think your credentials are on par just apply to top 20s and don’t worry too much about the aid.</p>
<p>Awesome chart thank you so much!</p>
<p>^As c_r stated, a chart like this is a good place to START. It’s a few years old and in the interim the economic crisis has taken it’s toll on many college endowments. I am familiar with at least 3 colleges shown as ‘no loan’ on the list, now having loans as part of their FA. While low income initiatives may still be in place, some of the details may have changed.</p>
<p>Once you have possible schools to investigate, the next thing you do is to go to their FA websites to find out the current policies.</p>