We received an EFC score of 000020. What does the amount to exactly?
Your EFC is very low, but apprently the federal government thinks you can still pay 20 dollars a year.
Is this what you will actually pay? Most likely, the amount you pay will be increased by loans and work-study requirements.
Unless you have applied to schools known to be generous with financial aid, there may also be a “gap” that is not covered by anything as well.
You will get a Pell grant of around $5,000, maybe a state grant if your state offers them, you can take a $5,500 student loan.