@gpo613 I totally get where you’re coming from. We were fortunate, saved a ton, and had a not-insignificant amount gifted from a generous grandparent. No loans for the kids. I was more responding to someone upthread who said “No school anywhere is worth $250k for an undergrad.” That’s the kind of comment that I just have to push back on. And along with @socaldad2002, all this emphasis on whether a bean counter will say that the money spent is “worth it” based on financial ROI. In that case lots of things are never “worth it.” But people spend money on them anyway. To each his or her own.