This was going to be my freedom and travel year now that I’m an empty nester. My DHs salary is enough to pay all of our fixed expenses, and we have enough left over. But not enough like we did with my salary. I’m lost that, plus now we pay $20,000 year in insurance. So…if I want to do all the traveling and extra fun things without counting our pennies for a few more years, I need to get a job. Some people would be more than happy with our financial situation…I’m not. I got to used to doing what we wanted.