Ex-Husband Wants Insurance Info - Why?

<p>Simplelife…sounds to me like you have never been wrong about ur ex’s intentions. Sometimes we really do need to trust our guts. There is no doubt, if you knew it was harmless, you wouldn’t have posted this…but, ur gut is telling u somethings not right. Go with that!!! I think the attorney advice is right on. I undersatnd that you may have been battling for years with him, and atty costs are out of control. But, look at ur nickname?! It says to me, that all you want in life is a simple life. This kind of chaos will never bring that to you or your kids. Get professional help. The suggestion about going to your local domestic abuse services place what right on!! They have SO much knowledge about every thing that goes on in abusive marriages …and alot of people don’t realize how the abuse can continue into the divorce…and even escalate when he/she realizes they are no longer in control. It can drive the abuser into a frenzy…of revenge.</p>

<p>If I were you…I would not even be thinking about this anymore. I’d call DASI (domestic abuse services) first off…if no answers…my divorce atty…and down the line.</p>

<p>It just sounds so creepy. So sorry simplelife that you can’t escape all of this. I think when its over you will be able to reach out and help others…pass it on!!</p>

<p>I was happy to read that you already have online accounts with obscure passwords. This week my H’s coworker left a note on my H’s desk saying he’d be late that day. Apparently he has never had any online accounts because they seemed too risky to him. So someone got ahold of his SS# and was able to track down all his bank accounts. (I’m thinking the thief perhaps got a credit report? Would that list banks?) He opened an online account for each bank, moved all the money into one, and withdrew it. The coworker has been cleaned out.</p>

<p>The bank is working with him. I don’t know the legalities. He has never had an online account, so clearly he did not authorize release of any funds. </p>

<p>But that is the first thing I thought of, when I read what else your ex was doing. It seems you’ve gotten some great advice here, and your past experience has probably been your best teacher. I have nothing to add, but wanted to offer best wishes.</p>

<p>Re: why he wants the insurance info…knowing the amounts your home & cars are insured for tells him their approximate value, and therefore your net worth.</p>

<p>I think lunitari just made a great comment. If he knows what your home and cars are worth, and he gets your banking info to find out what your cash assets are, he’s well on his way to knowing all your financial information. If he’s paying any financial support, this could be a prelude to trying to get that discontinued/changed.</p>

<p>Thanks all, once again, for your responses. I have finished all of my “research,” checked all 3 of my credit reports, requested a credit freeze with all 3 companies, and inquired with my state’s domestic abuse hotline as to why my ex might be looking for this information. They, like all of us, only had guesses – the same guesses as yours, but they agreed that this is not a good thing.</p>

<p>They encouraged me to call the local police and file a report. I did that, but I could tell the police didn’t know what to do with it. I mean, there’s nothing they can really do. I pointed this out to the domestic abuse hotline lady, but she still highly recommended that I call, so I did. I felt kind of silly, but on the other hand, I felt good having a written record of his latest creepy antic.</p>

<p>It turns out that one of the three of my credit reports (just one, as flatlander suggested might happen) listed his old address as my address! That was a surprise. I have never lived there. He moved into that address immediately after the divorce many years ago. I “disputed” the address and I just found out this morning that it’s already been corrected. There were also a few credit checks from businesses that I have no dealings with and a few credit accounts that are currently inactive that I did not open. They were opened in the few years after the divorce. I disputed those as well and am waiting to hear the end result. They didn’t seem to hurt my credit. Still, what a creep. </p>

<p>I also called all of my accounts – credit cards, insurance, utilities, everything I could think of – and asked them to flag my accounts so that he cannot get any of my private information.</p>

<p>So, I’m feeling good and secure again. Thanks for your support and suggestions!</p>

<p>(btw, mafool, I read your mother-bear-mode comment like you meant it – no worries! And you were right. I was in full mother-bear mode.)</p>

<p>SimpleLife, I am concerned about the credit checks from businesses you have no dealings with, and credit accounts you did not open. It seems as if he may have used your information to get credit/do business before. Having your SS# gives him a lot of power. Be sure to do everything possible to counter-act what he has already done, and prevent him from doing the same in the future. I would look into identity theft protection and take all the recommended actions.</p>

<p>Also, check your children’s credit reports, and lock their SS# if you can. </p>

<p>He can learn the value of your home by zillow.com. That doesn’t explain the insurance company calls. </p>

<p>Be sure to protect your investment accounts/retirement accounts. </p>

<p>Is there a state financial fraud agency that you could call for advice?</p>