I suspect that the student doesn’t really know. This is why parents should be doing their section of the FAFSA. I used to work with a population of students that tried to do everything on the form for their parents, thinking that the parents would not be willing or able to do it. Most times, the parents could handle it. When they have issues, though, they could visit a local college or community college financial aid officer for assistance. There is usually someone able to provide advice one on one.