<p>I work part-time and do have an income. Most of it is being saved.</p>
<p>If you have any big purchases to make before college (laptop, etc), I suggest you do so before you file your FAFSA. Your savings/income could hurt your EFC.</p>
<p>I am going to apply to schools that are prestigious and have huge endowments/good FA, but I’m not banking on acceptance.</p>
<p>That should be one part of your strategy. You also need to include financial safety schools as I mentioned earlier.</p>
<p>What state are you in?</p>