FASFA Expected Financial Contribution, how does this affect schools that supposedly meet 100%

<p>my family makes less than 20k a year. I haven’t filled fasfa, but I expect the EFC to be 0.</p>

<p>I’ll be attending a Community College, which i’ll have to pay my self. </p>

<p>my goal is to transfer into a school that meets 100% financial need. I understand that those schools are usually the hardest ones to get into (many with less than 1% transfer acceptance), but that’s what I’m shooting for. If i don’t manage to get into any (and I"m ready to apply to all of them) I really don’t know what i’ll do, since I don’t qualify for federal aid and scholarships are hard to find due to my status. 10k+ is what i think i’ll need for Community college, all which I’ll have to earn working. I can’t pay out of state tuition at state university either.</p>

<p>I know Georgetown meets 100% of financial need, Georgetown might be my best chance since it usually accepts more than 15 students from my community college. It accepted 23 students in 2012.</p>

<p><a href=“http://cms.montgomerycollege.edu/uploadedFiles/EDU/Counseling_and_Advising/Transfer/Transfer_Resources/DESTINATIONS2012.pdf”>http://cms.montgomerycollege.edu/uploadedFiles/EDU/Counseling_and_Advising/Transfer/Transfer_Resources/DESTINATIONS2012.pdf&lt;/a&gt;&lt;/p&gt;

<p>So say I get into GU, with the EFC being 0 (I know i can’t apply for federal aid but I can still fill it out so the school can evaluate my financial need) would that mean I wouldn’t have to pay anything? even books? how about room and board?</p>

<p>does anybody know? any advice? </p>

<p>While Georgetown is need blind to everyone, there is very limited financial aid for international students. Their website does not even address financial aid for international transfer students. you must make sure that you will be able to get financial aid.</p>

<p>A number of schools that say that they are need blind in admissions, meet 100% of need, do not extend the guarantee to some categories of students. Transfers and international students, most notably. So make sure you know what the policies are for such categories that are relevant for you. If you cannot find direct info on the web sites–some will out and out say that they do not have ANY financial aid available for internationals, call the admissions offices and outright ask.</p>

<p>It’s fine to apply to schools where the odds are very small. Do be aware however, that just being a school that meets full need, particularly for internationals (if you are an international student) makes that school all the more competitive for admissions. So go to it, not discouraging you from applying, but look for some other choices as well. There may be some schools that will meet a good chunk of your need, if you are what they are looking for, and they may not be the top schools, they may not guarantee to meet 100% of need, but they might ante up for someone high on their lists of what they want. Such school may not have the luster and reputations of the top school, and will be the hidden gems for you to find, since the money is essential for you to attend. That is where you should focus your attentions as there are no lists sitting around that herald these names. You have to dig and find them yourself.</p>

<p>“So say I get into GU, with the EFC being 0 (I know i can’t apply for federal aid but I can still fill it out so the school can evaluate my financial need) would that mean I wouldn’t have to pay anything? even books? how about room and board?”</p>

<p>G’town is a CSS Profile school so you’ll either need to fill that out or whatever they expect int’l students to fill out…</p>

<p>Do your parents own a business or home?</p>

<p>Many schools are NOT need blind for transfers or int’ls. Or, they may be need-blind but not meet need for transfers or int’ls.</p>

<p>Will your family be getting residency soon?</p>

<p>Did you go to high school in your state? If so, then sometimes you can get instate rates because of that.</p>

<p>Mom2…this student is international, I believe. And therefore is not eligible for the Pell.</p>

<p>ETA…originally mom2 had mentioned the Pell Grant. My reply makes sense in THAT context…</p>

<p>And to the OP…you say “you haven’t completed the FAFSA yet”. This is a bit confusing. If you are NOT eligible for federally funded need based aid, why would you be completing the FAFSA? You say you are “not eligible for federal aid”. Is this because you are an international student, or is there some other reason?</p>

<p>As noted by others…schools that meet full need are very often need aware for transfer students, and their pledge to meet full need doesn’t sometimes apply to those transfer students either.</p>

<p>How do you hope to fund the two years of community college?</p>

<p>Op is not eligible for federal aid</p>

<p>If you are not eligible for federal aid , for any reason, you should ask the financial aid office how you should proceed in applying for aid . If it is a PROFILE school, it may just ask you to fill out the CSS PROFILE. That is what is asked of international students. If there are other reasons, then you ask the school what to do. </p>

<p>Thumper1: I plan to pay for CC from savings. I was given a scholarship for my community college during senior year high school, which would have paid full tuition at the community college, but I then was placed as out-of-state so the scholarship didn’t work. It’s been 1 year and a half since I graduated high school, been saving all I can. Plus I was in a car accident, and if everything works out i’ll be getting some money there, if not most likely I’ll have to work part time. I know I should have done better in HS so I could have gotten into one of those schools, but due to ignorance I didn’t. Now all I can do is hope I do good enough to transfer into one of those schools, one that’ll meet financial need even if I’m an “international student.” </p>

<p>CSS PROFILE? see, ignorance is what ruined me. I’ll check out what that is.</p>