I get $1000 for Perkins and $3500 for subsidized loans and a $2000 unsubsidized loan. I really don’t want to use the unsubsidized loan though.
Is it a good idea to to take both the perkins and subsidized loan for like books and supplies and things like that just in case?
If you don’t have the money for books, then you will need to use some of the money. A better option would be to use money saved from a job if you can. Otherwise, only borrow what you need. That money will be available throughout the school year if you don’t borrow it right away.