<p>I got my fasts results this morning and says that my efc is 0… I’m 22 but I’ve been married (and separated) so I’m considered and independent student… I want to attend the junior college in my area for radiology technology… The problem is I’m starting over again after my separation and work full time but won’t be able to pay much if anything out of pocket… I asked the school about loans and they said they aren’t doing them as of right now… Does anyone know other options?</p>
<p>Fasfa not fasts</p>
<p>I would be concerned about a public college that is not participating in the Stafford loan program.
That indicates to me that they had high default rates, which additionally indicates that graduates weren’t able to find work as a result of their schooling.</p>
<p>Look for some state school and community college options, If you have not been in college before, you are eligible for up to $5500 in PELL monies as well as $9500 in government loans with some of the interest possibly subsidized. You also might qualify for state funds or other money that some of such schools have for adults over age 21 who are going back to school. As Emerald says, be very wary of those schools that cannot accept government money. With your EFC, you cannot afford to pay, and there are options out there, A certificate course at a CC in that field would put you in the running for a number of specialty jobs, so it is a good choice to make to become more employable. Do find a reputable program.</p>
<p>I May have misunderstood the whole thing with them and loans but I know they have a 20% graduation rate but they have different peograms that are hard to get into like a nursing program and etc… From what I’ve been told it’s a good school… The tuition isn’t too bad but I have to pay out of state because I moved away for 2 years and haven’t been back long enough… It’s the only college in my area all the other ones are like 2 hours away… As far as the certificate programs I don’t want to do that… This school offers an aas in radiology technology which is what I need… As of January 1st, 2015 you have to have an associates degree to register as a certified radiologic technologist. Your associates degree can be in anything and then you can do the certificate program, but it is easier to just do the aas in radiology technology…</p>
<p>What their reputation may be does not matter in terms of whether or not you can use federal money to go there. YOu need to talk to their financial aid department. If they say they won’t take Stafford loans or PELL money, you are looking at $15K that you cannot use at that school because for some reason the government won’t pay them. So you have to give up that money and come up with it yourself if you want to go to such a school. </p>
<p>The money does not come from the school, by the way. They are federal funds that can be used at just about any college unless this is a for profit school or for some reason is on the No Pay list.</p>