<p>PA-C: make sure to double check all of your numbers. There was a recent post about someone who filled out the calculator, and a few small errors made a change in the calculation.</p>
<p>Some schools will give you more than your EFC, some will give less. As to whether to apply, hard to say. On the Exeter web site, you can put in some figures about your income and family size to see what aid award Exeter gives to similar families. I think that Choate and maybe Hotchkiss last year sent out charts of average aid for different income levels. Obviously, these are not aid decisions, but they may be helpful to see where you fall in the general picture, before the individual schools consider your own special circumstances.</p>
<p>Good luck to you in the process!</p>