So i do not apply for HEOP/EOP/etc because my family makes way over than what is expected for a family of 4. I was told that because of this, I will not get any financial aid because my family makes a very decent income. Is this true?
Right, need based aid is formula based. But there are various merit based aid opportunities depending on your academic record and awards from other universities (showing such letters from another university sometimes results in a match).