My youngest is on our cell phone plan and we’ve paid for her health insurance, because she’s an actor. While she supports herself between acting gigs by working three part-time jobs, we wanted to make sure she had health insurance. She is 26 and could no longer stay on a family plan so we pay for an individual policy with a large deductible and also pay for any medical expenses that she may have before she meets the deductible–she is healthy and never reaches the deductible. She is going to grad school and moving to Providence (for school) in the summer. We will help with apartment deposits as needed. She has no loans and is much more frugal than I was at her age. We dont mind helping her; she’s very grateful for the help and doesnt have an entitled attitude.