This topic is very interesting to me. For oldest DD I pay only for her cell phone plan and my younger DD is also on that plan. It seems silly for them to even go out and get a Tracfone at $30 a month when their lines only add to my plan by $15 a month each.
As soon as oldest DD was able to get a better health plan than the one she has with me (when she was on an assistantship for grad school) we took her off mine. My youngest DD is still on mine as she is a ballet dancer and works a couple of other odd jobs that do not provide insurance. It costs me nothing more to have her on my plan as we would have to have the Family plan anyway. That said, she feels free to use my HSA card to pay for even a $5 prescription and when I mentioned last fall that she needs to start paying for her Dr. copays, contacts, scripts, etc herself she got very touchy and said she will have to start “saving up” then. She has a lot of money in the bank for a 21 year old (she works in part time jobs that pay very well in tips - being a dancer in a ballet company does not pay much lol) so I don’t feel too sorry.
Outside of that, I helped oldest DD out with some recent moving expenses. She is a teacher but only half time and works a second job.
They pay all student loans, car insurance, and the rest of their bills. I work with a lot of Gen Y’ers who are college graduates and are still on their parents’ health insurance, cell plans, car insurance, and live at home. I guess considering all of that I would say my kids are not so well off lol.