@MichaelGD3 Since financial aid is dependent on your enrollment status that is the first thing you need to consider. How many credits did you complete for the semester? To be a full time student you need more than 12, anything less than 12 credits you are part time which will decrease or potentially void an award you may have received in your financial aid package. I can’t tell you how much you would owe but that is something you need to find out from your financial aid/academic advisor.
Regarding the 2 W’s I really don’t know. Since I am a rising sophomore I haven’t been in a scenario(yet) where I have to withdraw from a course. However, since these are your first two W’s I don’t think it would be that detrimental as long as you don’t withdraw anymore. If anything the W’s really shouldn’t be your main focus if you are not applying to a master/grad program. Also a W on your transcript is better than a D+. Only take the W if you are going to fail the course making you ineligible to receive the credit for that semester. Something to consider is did your school give the option for Pass/Fail? If you were going to pass the class with a C- then opt in for the pass/fail option. Remember that graduate/master programs will have to consider applicants winter/spring 2020 semester since everyone was affected by COVID-19.