Free Credit SCORE

<p>Does anyone know where I can get a free credit score, not the report. A lot of sites offer the scores for free if you sign up for a trial, but I really don’t want to do that. Has anyone gotten the score for free?</p>

<p>I can’t help you with scores, but Consumer Reports recommends <a href=“http://www.annualcreditreport.com%5B/url%5D”>www.annualcreditreport.com</a> because you don’t have to subscribe to their service or even give them a credit card number.</p>

<p>I don’t think anywhere will give you the score for free… that’s how the agencies make most of their money (selling scores to you and people who want info about you). </p>

<p>As pointed out you are entitled to see the reports, without a score, once per year per federal law. You can often also get access to the reports (and the score) if you apply for significant financing (car, house) when the bank will usually share this information with you as part of the process. </p>

<p>You can sign up for one of those free trials and then cancel, but if you don’t want to do that then you’re probably out of luck.</p>

<p>By federal law all credit agencies, e.g [Equifax</a>](<a href=“http://www.equifax.com/home/]Equifax”>http://www.equifax.com/home/) and others must provide all consumers their FICO score (on request) free of charge once a year. It’s the same report your mortgage lender or your car loan lender or you student loan lender sees.</p>

<p>^^^^^ No.</p>

<p>The law requires that they give you the credit REPORT… that’s not the same as your score. </p>

<p>You’ll get to see all the info that goes into your score but you don’t get to see what the score is. </p>

<p>If you want the score, you have to sign up for one of the for-fee services or pay a one-time fee.</p>

<p>rocketman is correct. I had seen a flier that if you had WAMU checking or credit card you can get free score.</p>

<p>Corroborating that. I don’t think it’s correct with the checking, since we have checking with them and I can’t get my credit score, but my husband has a WaMu credit card and can access his credit score through that. I’m not sure whether it was through a specific promotion or what, but I’ve been offered the same credit card and credit score access deal and have considered going for it so we can see my credit score, too. It may not be offered since the bank failure, though. I’m not sure.</p>

<p>acollegestudent, why not sign up for the free trial, get your score, then cancel the account?</p>