Our D has been accepted at a competitive private school and the top state school in her particular health sciences program. The problem for us is that the private school has left a huge gap between the cost of attendance and our EFC. Attending the private school would mean either her or us taking out tens of thousands in additional loans. I’m not pushing her but I am showing her the difference in what her monthly loan payments could be. She’s pretty level-headed and I’m confident that she will make a smart choice.