thanks…I had my mind set to get from UMD and then went to the Dell website from IT dept’s site and purchased a laptop from them…and just to point out that , they did negotiate a price with me, since they do want to make the sale. But be careful…he tried to say that he was going to through in the sleeve for free and was a 50.00 value when they were being sold for 20.00 on there site. But it ended up being a faster and better laptop…Now I just have to hope I never need a loaner laptop.