<p>Hi Everyone,</p>
<p>I’ve recently gotten into the college I wanted to here in New York City. I got accepted to HEOP as hell and they sent me the financial package with listing. With everything, they estimated my 2012-2013 package to be worth 43,000. Without taking government subsidized loans or the perkin loan, it is about 40,000 for the entire year. The cost of the standard tuition is 38,000 per year. </p>
<p>The HEOP itself is giving me about 14,000 per semester, for a yearly total of about 28,000. The other money is through the government grant, college HEOP grant, and TAP estimation. </p>
<p>My question is if I need to pay the HEOP money back? I’m far from rich and I do not want myself or my parents to suffer in the future. It’s a private university so the tuition is very expensive :(</p>
<p>Also, which financial aid do I take? I plan on taking everything but the two loan options the paper offered me. That was the federal loan and the perkin loan, for about $4,000 a year, I do not need that.</p>
<p>Thanks,</p>
<p>First member in family to go to College.</p>