I worked for a boutique employee benefits consultant in the early 2010’s, actually during the time that the ACA was passed. I can tell you unequivocally that employers were complaining then that costs were out of control, and they were trying hard not to pass the full cost increases on to the employees. Employers are still complaining about the high costs and the price increases … but honestly, who is listening? The health insurance companies have very powerful lobbies.
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