<p>Any one try to waive health insurance? I have BC/BS FEP standard option and as good as it is I am not sure it will qualify for the strict standards- 80%, etc. I cannot even find what my lifetime limit is!</p>
<p>Not that I exactly would encourage this but if you just fill out the form with as much as you know and submit it I think you will be ok</p>
<p>BlueCross BlueShield? I’m pretty sure you can log into your account online (if you don’t have one, you can create one with your insurance info) and see your policy there. That’s what I did.</p>
<p>You probably don’t have a lifetime limit. That is a feature of bare-bones policies.</p>
<p>^ actually many policies do have lifetime limits. Since so much of health care/insurance is regulated at the state level, it is hard and risky to generalize. Consider that large employers self insure, so the so-called insurer may not even insure. They act instead as an administrator. </p>
<p>However, I can tell the OP that the BC/BS FEP does not have a lifetime limit.</p>
<p>For anyone wanting to save money, submit the waiver and see what happens. But don’t forget to do it or you will be billed. Also, since the U plan is pretty limited, it is not hard to have an outside plan that does better, much better. </p>
<p>Just be careful to understand your policy and what it covers when you are outside its primary coverage area. It would be worth a phone call to the insurer to discuss the situation, lest you be liable for thousands because you assumed wrongly.</p>
<p>did the waiver application on line- apparently approved since not on the bill</p>
<p>It was tough to verify each item, especially since our insurer contracts out the mental health stuff, but eventually I was able to convince myself that our coverage was superior and met all of their criteria, except for medical evacuation which you can buy separately.</p>
<p>If on cMore it says “waiver for self” for insurance - autumn 2010, but I’m still currently being billed for insurance, is that just a processing issue? Or should I call someone?</p>
<p>My dad filled out the waiver, but I guess I don’t know if it’s approved.</p>
<p>There’s an insurance section on cMore that will tell you. If you did the insurance thing recently, it probably just didn’t show up on the bill. Last year, insurance appeared on my bill despite the waiver. I just subtracted the amount of the insurance and paid the difference, and it was fine.</p>