If you didn’t want a PHD then you had no choice🥺. Same thing for professional Masters – for teaching, working as a clinical psychologist, OT, PA etc.
But if your daughter wants to have a PHD, being funded is considered necessary and the Masters degree has to be awarded “en route”, before the PHD. When admitted to the program the student has funding for 5 years, typically full tuition (+hopefully a small stipend to live on in exchange for grading or being a TA, and/or a research fellowship depending on research experience. )
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