<p>I have to write a 3-5 page essay based on my observations and experiences, are Americans financially responsible or irresponsible with their money? I have to state my position and defend it. </p>
<p>My position is that I feel generally speaking Americans are irresponsible. Defense: We live in a world of deferred payments, credit card debit, bankruptcy, foreclosures, repos, late payments, unemployment, etc.</p>
<p>It is the thesis… I just don’t get it…</p>
<p>A little help would be awesome.</p>