If I were your parent, I’d suggest going with the lowest college debt, allowing you to attend auditions after graduation, and not being a slave to the monthly payments. Have you looked at the monthly payments of the high debt schools? Imagine life after college, and do a budget, planning on living at home/in your own place with room mates/food/insurance/etc. I assume a parent is cosigning these loans, since your limit is much lower. There are student loan calculators that calculate how much you’ll need to earn per year to pay the monthly payment, enter the 150K, and look at the size of the payment.