Congrats on such great acceptances and I do see why you are struggling here. However, 150k is a tremendous amount of debt (probably about $800-$1k a month in payments) and plenty of people graduate from CMU and do not get agents or jobs right away. With the money you save at UCLA, you could do a summer intensive at Stella Adler or other such program to get that intense conservatory experience. My son knows several students in the acting program at UCLA and they do seem happy there. Good luck to you!