<p>Alright, so my parents have a pretty high EFC as they both have good paying jobs. Unfortunately, they refuse to pay a penny for my college tuition. This is a flat out ‘no’, not going to change.</p>
<p>After developing an anxiety disorder, I stopped going to school, but recently became well enough to start doing online classes again. I have almost no income besides helping a local business with their website. I’m only going to a community college and after this quarter only have 5 credits until my A.A.</p>
<p>I expected to be refunded my full amount of tuition that I put on a credit card so I could start going to classes (I missed the turn in day for financial aid information by one day). I got notified today that I’m only receiving half of my tuition back, and they’re expecting my parents to cover the rest.</p>
<p>With my parents contributing nothing, and me unable to hold a job right now due due to my disorder, what am I supposed to do in order to continue going to school? </p>
<p>If I don’t get a loan for the full amount, I can’t afford to pay the remaining.</p>
<p>You will have to work out a way to pay your college bills. The school will not allow you to continue unless you do. AND if you want to transfer elsewhere, they will not release your transcript with an outstanding bill.</p>
<p>Your parents’ unwillingness to pay is something you knew about.</p>
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<p>Who did you expect to get this refund FROM?</p>
<p>I’m currently having a hard time driving down the street, much less finding a job to pay for this right now. I knew about my parents’ unwillingness, but I was hardly expecting to be hit with an anxiety disorder. Nobody expects to be hit with something that disables them to their bed for a good month, and then the house and street outside for several months after. </p>
<p>I was told by the financial aid office that after my reinstatement letter was accepted, I would be refunded the tuition amount by Sallie Mae.</p>
<p>Then you need to go into the financial aid office and discuss this with them. It sounds like your aid was suspended due to lack of SAP (satisfactory academic progress) probably related to your not going to class. Is that correct? </p>
<p>If your status has been reinstated in good standing, the only ones who can clarify this would be the financial aid office.</p>
<p>Did you complete all of the courses that you are supposed to get “reimbursed” for? Your financial aid cannot exceed your cost of attendance. If your course count dropped below a certain amount, it might be that that our cost of attendance also dropped and therefore you are not entitled to as much aid.</p>
<p>I actually was able to finish all the classes I was taking when the anxiety started (and still maintain a GPA over 3.8). I was suspended because I had stopped going to school afterward. I will discuss this with them on Monday, I was just curious what my options are in case things go south. Also, I am still enrolled in the classes that I’m supposed to be reimbursed for - the quarter just started a couple weeks ago.</p>
<p>I’m sorry about your anxiety disorder. Makes it tough to function in college and life.
Are you no longer attending the courses you are currently enrolled in, i.e., no chance of completing? Will you start again next semester? Summer or fall? I hope you get your anxiety under control. Perhaps then you could get a job and save some money until you are ready to enroll again.</p>
<p>@sk8rmom - They are unsubsidized Stafford loans through Sallie Mae - my loan keeps getting tossed between Sallie Mae and the government owning my loans.</p>
<p>@midwstmom - I am currently fine with my classes. I can do them from home without any problem. I will be also finishing my A.A. next quarter online. My biggest worry is that the loan falls through and I’m unable to continue classes this quarter due to not being able to pay it (as I had assume that it would be covered, like my previous quarters had been). Hopefully I should be back to normal in the next few months. Before my anxiety I was working 30-40 hours per week and had no problem with paying for what I owe. I’m not trying to be a deadbeat - I just simply need the loan in order to continue going to school, or if I can’t go to school, need time in order to get better.</p>
<p>The thing you need to check is your cost of attendance. You can NOT receive aid that exceeds your cost of attendance. Is it possible that this is happening?</p>
<p>I don’t understand this “getting tossed between Sallie Mae and the government” quote. Aren’t ALL stafford loans now direct loans through the government?</p>
<p>Conexion, I believe that all schools are supposed to be direct lenders by now…that change took effect last July. How much in federal loans were you expecting to receive for this semester and how much is the school telling you that you actually will receive? Do you receive other forms of student aid as well? If you would post your COA and award totals, that might help us to help you figure out what the cause for the change might be.</p>