<p>Help! I am the parent of a senior in high school and a junior and a 7th grader. My husband and I have saved for our kids but obviously no where near what we will expect to pay for college tuitions. Our senior has mainly applied to very expensive (reach) schools. 5 years ago my husband was diagnosed with terminal cancer. About a year ago he had to stop working and now things are going downhill. I am an elementary school teacher which states the obvious - low income. I am wondering how our assets will figure in to this process. Most of them are my retirement as we ceased having my husband’s income a good ten years earlier than expected. How will I come across on the FASFA and CSS? Does anyone have advice for me?</p>